❄️ Cold voltage: the most critical point
A panel's voltage rises as the temperature drops. The Voc value on the datasheet is measured at 25 °C — but on a clear winter morning at −10 °C, each panel can deliver 10 to 15% more. Multiplied by the number of panels in series, this rise can exceed the inverter's maximum allowed voltage (Vdc max) and damage it permanently — a failure mode that is usually not covered by the warranty.
That's why the calculator uses your city's 20-year cold record: always size for the worst winter morning, not the average.